Diaspora Bank Account Service

About Diaspora Banking

We offer a distinctive array of products and services tailored to your banking needs.

Diaspora Banking

Savings Account

This savings account offers Nigerians in diaspora a great opportunity to save more money back home.

Benefits

  • Zero opening balance
  • Minimum operating balance of N2,000.00, $20.00, £10.00
  • Competitive savings interest rate
  • Cheques and dividend lodgements
  • Fidelity Visa Debit ATM card on request
  • Access to all our e-channels (Internet banking, Point of Sale, ATM withdrawals)
  • Email alerts and statements
  • Option of a Nominee Resident Joint Signatory (e.g., spouse, brother, or parent in Nigeria)
  • Financial advisory services

Accompanying Documents

  • Duly completed Diaspora Account Opening Form
  • One passport photograph showing full face forward (digital passports allowed)
  • Proof of identification (notarized/certified copy of any of the following):
  • Valid Nigerian passport
  • Valid driver’s license
  • Valid national ID card or voter’s card
  • Valid foreign passport or driver’s license supported by proof of Nigerian nationality
    (birth certificate, expired/valid Nigerian passport, driver’s license, or voter’s card)
  • Proof of address (notarized/certified copy of any of the following):
  • Stamped banker’s confirmation
  • Utility bill issued within the last 3 months
  • Bank or credit card statement issued within the last 3 months
  • Tenancy agreements or rent receipts

Document Certification Can Be Done By

  • Notary public, court, lawyer, or solicitor
  • Nigerian Embassy, High Commission, or Consulate in customer’s country of residence
  • Foreign bankers
  • Government security agencies
  • Commissioner for oaths

Current Account

This is a checking account that allows you to do more at home. It is a perfect fit for Nigerians in Diaspora who want to enlarge their banking horizon, accessing loans and other credit facilities.

Make that switch today.

Benefits

  • Zero opening balance
  • Minimum operating balance of N5,000.00, $30.00, £20.00
  • Allows payment orders to third parties
  • Access to all our e-channels (Internet banking, Point of Sale, ATM withdrawals)
  • Email alerts and statements
  • Standing orders for transactions and remittances
  • Ability to pay in cheques and dividend warrants to the account
  • Debit Visa Cards available on request
  • Option of a Nominee Resident Joint Signatory in Nigeria (e.g., spouse, parent, etc.)
  • Access to credit facilities (mortgages, loans against deposit)
  • Corporate account option available

Accompanying Documents

  • Duly completed Diaspora Account Opening Form
  • One passport photograph showing full face forward (digital passports allowed)
  • Proof of identification (notarized/certified copy of any of the following):
  • Valid Nigerian passport
  • Valid driver’s license
  • Valid national ID card or voter’s card
  • Valid foreign passport or driver’s license supported by proof of Nigerian nationality
    (birth certificate, expired/valid Nigerian passport, driver’s license, or voter’s card)
  • Proof of address (notarized/certified copy of any of the following):
  • Stamped banker’s confirmation
  • Utility bill issued within the last 3 months
  • Bank or credit card statement issued within the last 3 months
  • Tenancy agreements or rent receipts
  • Two Nigerian bank references from active current, domiciliary, or corporate account holders
    (for current and domiciliary accounts only). Certification of documents can be carried out by any of the following:
  • Notary public, court, lawyer, or solicitor
  • Nigerian Embassy, High Commission, or Consulate in customer’s country of residence
  • Foreign bankers
  • Government security agencies
  • Commissioner for oaths

Sweeta Account

Fidelity Diaspora Sweeta Account is a unique and exciting offering for children with Nigerian parent(s). This account for minors is tailored specifically to Nigerians living in the Diaspora to ‘Build wealth from the cradle’ for their children/guardians. Ages zero to fifteen (0–15) years old.

Benefits

  • Zero opening balance
  • Minimum operating balance N1,000.00
  • Get loyalty cash reward of N150,000 “School Fees Support”
  • Easy and flexible savings product
  • Convenient and easy access to savings
  • Helps to cultivate a good savings habit
  • Access to 24/7 efficient e-channels products and services

Accompanying Documents

  • Clear passport photographs of the signatory and child
  • Birth certificate, registration of birth, baptismal certificate, or international passport of the child
  • Proof of identification of signatory:
  • Valid Nigerian passport
  • Valid driver’s license
  • Valid national ID card or voter’s card
  • Valid foreign passport or driver’s license supported by proof of Nigerian nationality
    (birth certificate, expired/valid Nigerian passport, driver’s license, or voter’s card)
  • Proof of address (notarized/certified copy of any of the following):
  • Stamped banker’s confirmation
  • Utility bill issued within the last 3 months
  • Bank or credit card statement issued within the last 3 months
  • Tenancy agreements or rent receipts
  • One Nigerian bank reference from an active current, domiciliary, or corporate account holder

Domiciliary Account

As a trusted and reliable partner, we offer you a foreign currency account back home that enables you to carry out international transactions from wherever you are.
This offers you the unique flexibility of operating in US Dollars, British Pounds, and Euro. Depending on the currency you prefer, inflows can hit your designated account without being subjected to variations in local exchange rate.

Features & Benefits

  • Minimum account opening balance of $50, €50, £50
  • Minimum account operating balance of $30, €30, £20
  • Attractive interest rates on call/demand and fixed deposits
  • Access to Internet banking, email transaction alerts, and statements
  • Option of a Nominee Resident Joint Signatory in Nigeria (e.g. spouse, parent, etc.)
  • Standing orders
  • Investment facilitation services for shares traded on NSE
  • Draft issuance in foreign currency
  • You can also open a Domiciliary and a Naira current account

Accompanying Documents

  • Duly completed Diaspora Account Opening Form
  • One passport photograph showing full face forward (digital passports allowed)
  • Proof of identification (notarized/certified copy of any of the following):
  • Valid Nigerian passport
  • Valid driver’s license
  • Valid national ID card or voter’s card
  • Valid foreign passport or driver’s license supported by proof of Nigerian nationality
    (birth certificate, expired/valid Nigerian passport, driver’s license, or voter’s card)
  • Proof of address (notarized/certified copy of any of the following):
  • Stamped banker’s confirmation
  • Utility bill issued within the last 3 months
  • Bank or credit card statement issued within the last 3 months
  • Tenancy agreement or rent receipt
  • Two Nigerian bank references from active current, domiciliary, or corporate account holders
    (for current and domiciliary accounts only).

Document Certification Can Be Carried Out By

  • Notary public, court, lawyer, or solicitor
  • Nigerian Embassy, High Commission, or Consulate in the customer’s country of residence
  • Foreign bankers
  • Government security agencies
  • Commissioner for oaths

Diaspora Investment Fund

Make the most of your money and earn maximum returns when you invest US dollars in our Diaspora Investment Fund scheme.

Make that switch today!

Features & Benefits

  • Minimum investment threshold of $10,000
  • Interest rate up to 8% depending on amount and tenor
  • Standing orders for transactions
  • Safe & secure investment option
  • Deposit can serve as collateral for loans and advances
  • Funds are repatriatable
  • Designated personal banker

Fixed Deposit

This is designed to make your money profitable back home. Fix your Naira and foreign currency (GBP & EURO) at attractive interest rates.

Make that switch today!

Features & Benefits

  • Designed to make your money profitable back home. Fix your Naira and foreign currency (GBP & EURO) at attractive interest rates
  • Attractive interest rates depending on amount and tenor
  • Standing orders for transactions
  • Safe & secure investment option
  • Funds are repatriatable
  • Deposit can serve as collateral for loans and advances
  • Designated personal banker

Accompanying Documents

  • Duly completed Diaspora Account Opening Form
  • One passport photograph showing full face forward (digital passports allowed)
  • Proof of identification (notarized/certified copy of any of the following):
  • Valid Nigerian passport
  • Valid driver’s license
  • Valid national ID card or voter’s card
  • Valid foreign passport or driver’s license supported by proof of Nigerian nationality
    (birth certificate, expired/valid Nigerian passport, driver’s license, or voter’s card)
  • Proof of address (notarized/certified copy of any of the following):
  • Stamped banker’s confirmation
  • Utility bill issued within the last 3 months
  • Bank or credit card statement issued within the last 3 months
  • Tenancy agreements or rent receipts
  • Two Nigerian bank references from active current, domiciliary, or corporate account holders
    (for current and domiciliary accounts only). Certification of documents can be carried out by any of the following:
  • Notary public, court, lawyer, or solicitor
  • Nigerian Embassy, High Commission, or Consulate in customer’s country of residence
  • Foreign bankers
  • Government security agencies
  • Commissioner for oaths

Fidelity Diaspora Vantage Accounts

The Fidelity Diaspora Vantage accounts suite comes in 3 ranges – Silver, Gold, and Platinum accounts.

This professional suite of products for Nigerians living abroad offers different segments to add value while saving funds in easy and flexible accounts.

Diaspora Vantage Silver Account

  • Zero opening balance
  • Minimum opening balance of N500,000.00
  • Allows payment orders to third parties
  • Business account option available
  • Access to all e-channels
  • Complementary Fidelity Diaspora Cheque Book
  • Fidelity Visa/Master Debit Card
  • Option of a Nominee Resident Joint Signatory in Nigeria (e.g., spouse, parent, etc.)
  • Financial and business advisory services
  • 1% interest rate per annum if average balance is within or above minimum operating balance

Diaspora Vantage Gold Account

  • Zero opening balance
  • Minimum opening balance of N150,000.00
  • Allows payment orders to third parties
  • Business account option available
  • Access to all e-channels
  • Complementary Fidelity Diaspora Cheque Book
  • Fidelity Visa/Master Debit Card
  • Priority Pass (Access to over 600 airport lounges worldwide)
  • Option of a Nominee Resident Joint Signatory in Nigeria (e.g., spouse, parent, etc.)
  • Financial and business advisory services
  • 1.5% interest rate per annum if average balance is within or above minimum operating balance

Diaspora Vantage Platinum Account

  • Zero opening balance
  • Minimum opening balance of N250,000.00
  • Allows payment orders to third parties
  • Business account option available
  • Access to all e-channels
  • Complementary Fidelity Diaspora Cheque Book
  • Fidelity Visa/Master Debit Card
  • Priority Pass (Access to over 600 airport lounges worldwide)
  • Option of a Nominee Resident Joint Signatory in Nigeria (e.g., spouse, parent, etc.)
  • Financial and business advisory services
  • 2.0% interest rate per annum if average balance is within or above minimum operating balance

Diaspora Mortgage

The Fidelity Diaspora Mortgage is the first of its kind in Nigeria, offering attractive interest rates and a flexible repayment plan. It gives you the opportunity to own a home in Nigeria (Lagos, Enugu, Abuja, and Port Harcourt).

With a good credit rating, nothing stops you from investing in Nigeria now.

Contact us for more information.